Commercial Property Finance

Finance for your next property move.

Explore commercial mortgages, bridging and development finance.

Choose finance around the project

Buying premises, refinancing a property and funding a development involve different requirements. Start with the property, your budget and the purpose of the borrowing.

Commercial mortgages

Longer-term borrowing may support the purchase or refinancing of commercial premises. Owner-occupied and investment properties are assessed differently.

Bridging finance

Short-term property-backed funding can help cover a gap before a sale or longer-term finance. A credible repayment or exit plan is essential.

Development finance

Funding may support construction or substantial refurbishment. Providers assess project costs, permissions, experience and how the completed property will be sold or refinanced.

Prepare before applying

Have the property details, purchase price or current value, deposit, project costs and repayment plan ready. Compare interest, fees, security and the total cost. Property used as security may be repossessed if repayments are not maintained.

Further reading: Swoop property finance guide

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Funding 4 Business is not a lender. Funding is subject to eligibility, provider assessment and agreed terms. Registration does not guarantee funding.