01
Invoice factoring
The provider typically manages collection of the funded invoices. This can support businesses that want help with credit control.
Cash Flow & Invoice Finance
Keep your business moving.
Explore funding against unpaid invoices, or working capital options for everyday costs.
Understand your options
Waiting for customers to pay can leave a gap between delivering work and receiving cash. Invoice finance releases part of the value of eligible unpaid invoices. The remaining balance is normally released after payment, less the provider’s charges.
Funding 4 Business gives you a Swoop-powered starting point for your funding search.
Potential funding routes
Choose a structure that fits your plans
02
Invoice discounting
Your business usually keeps responsibility for collecting payments. Confidential arrangements may be available, subject to provider criteria.
03
Selective invoice finance
Some facilities allow you to finance selected invoices or customer accounts rather than your entire sales ledger.
What to consider
Compare advance rates, service fees, funding charges, minimum commitments and who carries the risk if a customer does not pay. Suitability depends on your customers, invoices and trading profile.
Read Swoop’s guide →Your next step
Start with your business needs
Tell us what you want to achieve and explore potentially relevant funding options.
Explore Your Funding Options →01
Share your requirement
Provide your business details and tell us how the funding will be used.
02
Explore potential matches
Available options depend on your circumstances and provider criteria.
03
Review the terms
Consider the costs and obligations before committing to a facility or investment.
Your questions answered
Is this suitable for every business?
Invoice finance generally suits businesses invoicing other businesses on payment terms. Eligibility and acceptable invoices vary by provider.
What if I do not invoice customers?
A working capital loan or another cash-flow facility may be more relevant. Start with the Business Loans page to explore alternatives.
Ready to explore your options?
Start your search through the Funding 4 Business portal.
Funding is subject to eligibility, provider assessment and agreed terms. Registering does not guarantee funding.
Business Loans · Invoice Finance · Asset Finance · Equity Finance