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Hire purchase
Pay for an asset in instalments. Ownership normally transfers after the required payments and any purchase option fee are paid.
Asset Finance
Equip your business for its next step.
Explore ways to spread the cost of equipment, machinery and vehicles.
Understand your options
Asset finance can help you access essential business equipment without paying the full purchase price at once. Different agreements offer different routes to using or owning an asset.
Funding 4 Business gives you a Swoop-powered starting point for your funding search.
Potential funding routes
Choose a structure that fits your plans
02
Equipment leasing
Use equipment in return for regular rental payments. Ownership and end-of-term options depend on the lease.
03
Asset refinance
Eligible existing assets may help unlock capital while your business continues using them. The asset supports the finance agreement.
What to consider
Compare the total payable, deposit, term, ownership arrangements, maintenance obligations and any end-of-agreement fees. Match the repayment period to how long the equipment will remain useful.
Read Swoop’s guide →Your next step
Start with your business needs
Tell us what you want to achieve and explore potentially relevant funding options.
Explore Your Funding Options →01
Share your requirement
Provide your business details and tell us how the funding will be used.
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Explore potential matches
Available options depend on your circumstances and provider criteria.
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Review the terms
Consider the costs and obligations before committing to a facility or investment.
Your questions answered
Which assets can be funded?
Potential assets include commercial vehicles, machinery and business equipment. Providers assess the asset and your business.
Will I own the equipment?
Hire purchase and leasing have different ownership outcomes. Review the agreement before choosing a facility.
Ready to explore your options?
Start your search through the Funding 4 Business portal.
Funding is subject to eligibility, provider assessment and agreed terms. Registering does not guarantee funding.
Business Loans · Invoice Finance · Asset Finance · Equity Finance